Flexible
Mortage Funding
PBO-OBS Global Group facilitates access to tailored private mortgage financing and commercial bridge loans for property acquisition, construction, land development, refinancing and complex situations involving workouts, bankruptcy or foreclosure.
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Our specialist mortgage funding partner assess each opportunity individually, structuring financing around the property, transaction requirements and borrower’s circumstances. Solutions are designed for situations where conventional lending may be too restrictive or unable to meet the required timeframe.
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Seeking flexible property financing? Our partners consider eligible opportunities across the United States and international markets, subject to location, collateral and transaction criteria.
Mortgage Loan Terms
Loan Terms
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Loan type -
Amount -
Funding (US) -
Funding (International) -
Loan duration -
Approval time -
Annual interest -
Origination fees -
Processing fee -
Collateral -
Current Details
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Mortgage
$3M – $50M
Up to 75% LTV
35% LTV
Up to 5 years
5–30 days
6–9% (inside the US)
5% success fees
2% of loan amount
Real estate
Our Mortgage Funding Partners
Our specialist mortgage funding partners provide private real estate secured loans ranging from $3 million to over $50 million, with loan-to-value (LTV) ratios of up to 75% in the United States and up to 35% internationally, subject to market and transaction criteria.
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Depending on the transaction, location, property and documentation, eligible loans may close in as little as 14 days. Our partners have extensive international experience, particularly across the USA, Canada, Europe, the Caribbean, Central America and South America.
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All financing is subject to individual assessment, collateral eligibility, due diligence and the funding partner’s approval.
Projects Funded
Over $4 Billion
Mississippi Shores Of Paradise - USA
JD St. Barth's, Saint Barthelemy - Caribbean
Residential Nassau County, NY - USA
Encanto, Mejía - Ecuador
JD St. Barth's, Saint Barthelemy - Caribbean
Philadelphia, Pennsylvania - USA
How has the current economic climate affected private lending?
Uncertainty has made private lending even more essential. As banks and conventional lenders pull back, borrowers still need capital - especially to seize opportunities in land development or repositioning distressed assets.
What requirements does a borrower need to get funded fast?
A well-organized submission is key. The Funder will look for items such as, but not limited to, a clean title, a clean Phase I Environmental Report (dated within 6 months), and an independent appraisal. Having those items ready upfront allows them to evaluate the deal efficiently and move forward without unnecessary delays.
What is the collateral required for mortgage loans outside the US?
To obtain a mortgage outside the US, the mortgage lender requires that the borrower owns real estate or land worth three times the requested mortgage (minimum $3M and maximum $50M). These assets would act as risk collateral for the lender. In other words, the lender is offering a maximum 35% LTV outside the US.
Any misconceptions about private lending?
Yes, that it’s a last resort. Private capital can be a strategic choice. Many borrowers choose this funding as an intentional bridge to bigger things-acquisition, working capital, stabilization or a construction start. The smartest borrowers understand that speed and flexibility can unlock value that others miss.
To apply, click on our Mortgage Loan Application Form below and email to:
What is the typical loan size and borrower profile?
Their sweet spot is between $1 million ($3 million internationally) and $50 million, but they have gone higher. Borrowers will be considered when time is tight, or the property type is not favoured by conventional lenders. Our Partners work with developers, investors, and brokers who need a partner that can move fast and think creatively.
What sets this Funding Group apart?
They are a direct private lender focused on delivering capital fast-especially when time is critical.
They specialize in real estate-secured loans for acquisitions, construction, refinance and cash-outs, with a reputation for stepping in when banks and traditional lenders cannot or will not.
Because they are direct lenders, there is no red tape-no committees, no waiting around.
What types of properties are funded?
Land, multifamily, retail, industrial and hospitality - they fund it all. But what truly sets them apart is their ability to lend on raw or entitled land, which most lenders avoid.
Why are raw land deals so difficult for traditional lenders?
Because they are considered high risk. Raw land does not produce income, and most banks will not take on that kind of uncertainty. Our Partners look at the value of the collateral – whether it be raw, undeveloped land or a completed property.
Questions & Answers
Our funding partner brings 40 years of experience and a proven reputation for delivering fast-moving capital solutions. Their agile approach gives borrowers a competitive edge - especially when time is critical. Backed by a substantial capital base, they can provide funding opportunities where traditional banks often cannot.
